Request for behavioral studies commissioned by EIOPA
Dear European Insurance and Occupational Pensions Authority,
Under the right of access to documents in the EU treaties, as developed in Regulation 1049/2001, I am requesting the following documents which your institution has commissioned from Open Evidence:
-Behavioural Research on Insurance Distribution and Advertising via digital channels
-Behavioural research in relation to consumers’ experiences and outcomes in relation to buying and using of natural catastrophe insurance protection products
-Behavioural research in relation to travel insurance products: implications of COVID- 19 on consumer outcomes considering consumer behaviours in acquisition, usage, and disposition decisions
-Behavioural study on the pan-European Personal Pension Product (PEPP) information documents
Thank you in advance,
Yours faithfully,
Tanguy de Pierpont
Dear Mr. de Pierpont,
Thank you for your e-mail.
We hereby acknowledge receipt of your application for access to documents, which we registered today, 31 October 2023, under reference number 2023ATD11.
In accordance with Regulation (EC) No 1049/2001 regarding public access to European Parliament, Council and Commission documents, your application will be handled within 15 working days. The time limit will expire on 22 November 2023.
In case this time limit needs to be extended, you will be informed in due course.
Yours faithfully,
EIOPA Access to Documents
Dear Mr de Pierpont,
We refer to your application for access to documents (2023ATD11) that you
submitted to EIOPA. We are currently assessing it.
In this respect we note that while EIOPA strives to be as transparent and
open as possible, your application concerns a few very long documents,
each of which needs to be assessed individually against under Regulation
(EC) No 1049/2001 (ATD Regulation).
In this light, we would like to make use of Article 6(3) of the ATD
Regulation and arrange with you for a call to find a solution that is fair
and meets your interests.
Our proposal is therefore to set up a call with you to:
a. clarify the scope of your request; and
b. answer relevant questions and provide you with useful information
within the limits of EIOPA’s obligation of professional secrecy under
Article 70 of the EIOPA Regulation (Regulation (EU) No 1094/2010 of the
European Parliament and of the Council).
Should this be agreeable to you, we would like to offer a Teams/Webex call
on:
Monday, 13 November 2023 at:
o 10:15 – 11:00 or
o 17:00 – 17:45.
We hope that in this way, we will be able to address in a satisfactory
fashion the ATD application.
We would appreciate if you could confirm by 15:00 CET on 9 November 2023,
your availability and agreement of this fair solution proposal and of the
suspension of the timelines of the ATD application (2023ATD11) until the
outcome of the above-mentioned meeting.
In addition, please indicate an email account to which we can send the
Team/Webex invitation request.
Kind regards,
EIOPA Access to Documents
Dear EIOPA ATD,
Thank you for your answer and for your proposal.
I am free to call on Monday 13 November at 17:00 (UTC +1) to discuss the scope of my request and the information to be provided.
A call via Teams would be ideal.
Here is the email address at which you can send the Teams invitation:
tanguy [dot] depierpont [at] hotmail [dot] com
Yours sincerely,
Tanguy de Pierpont
Dear Mr de Pierpont,
Many thanks indeed.
We have sent the call dial-in details to the specified email address.
We look forward to talking to you on Monday.
Kind regards
EIOPA ATD
Dear Mr de Pierpont,
Many thanks for attending the yesterday’s call and providing us with useful information on the scope of your request.
Based on the conversation we had, we understand that the information you are specifically interested in concerns the methodologies underlying the various behavioural studies.
We are happy to assist you on this aspect, and as mentioned yesterday, we discussed the option to do this within the context of an information request process that ensures more flexibility and reduces the administrative burden on EIOPA, which would be resulting from the current access-to-document process. This option is more feasible also considering that some of the studies you mentioned were in the context of specific Union projects with other EU entities and to the benefit of specific national competent authorities.
Our understanding is that you would be willing to accept this approach. If this is the case, may we please ask you to send us a confirmation email in which you withdraw your request (2023ATD11).
In the meantime, we are happy to share with you already the full version of the Behavioural study on the pan-European Personal Pension Product (PEPP) information documents, which can be found here: https://www.eiopa.europa.eu/publications....
We are also happy to share with you the Staff Consultation Paper, which EIOPA prepared based on the findings from the NatCat Study which is part of your request and can be found here: https://www.eiopa.europa.eu/consultation....
Once we receive your withdrawal confirmation, we will compile the information you need on the methodologies.
If you have questions, please let us know.
Kind regards
EIOPA ATD Team